For those who are actively working toward financial understanding and independence, during the accumulation phase.

• Wealth Accumulation Strategies
• Spending/Budgeting-Strategic Money Management
• Compensation/Executive Benefits/ESOP/ Stock Options Planning
• Access to your personalized financial  planning client website
• Education Planning
• Student Loan payment plans
• Cash Flow Analysis
• Advanced Tax Planning Strategies
• Debt Reduction Strategies
  
• Insurance Planning (life/disability)

For those thinking about working less, retirement, or for those who are already retired. Includes all from Grow, and the following:

• Retirement Income & Investment Withdrawal Strategies
• Advanced Investment strategies for wealth preservation & Risk Management
• Customized strategies for maximizing your Social Security Benefits
• Tax strategies, such as Roth IRA conversions
• Retirement Cash Flow Analysis
• RMD Planning and Strategies
• Long Term Care
• Guidance for Charitable Giving
• Coordination with CPAs, Attorneys and other professionals as needed

For entrepreneurs and business owners in need of a well-constructed financial plan to help reach their personal and professional goals. Includes a combination of Grow and work Optional Lifestyle as it applies and the following:

• Cash Flow Analysis
• Retirement Strategies
• Start-up, Acquisition, Succession or Exit Planning
• Cash Management
• Employee Benefits Planning
• Business Use of Insurance Analysis
• Intra-Family and other business transfer techniques