By Kristina Kuprina, Founder & CEO, Sequoia Wealth Advisors.

“Keep only those things that speak to your heart. Then take the plunge and discard all the rest,” writes Japanese home decluttering guru Marie Kondo. Kondo’s wise advice has changed the lives of millions around the world. It’s also perfectly applicable to your money. For many Americans, personal finances are like an overstuffed, utterly disorganized closet full of neglected portfolios, old trusts, and a dozen different 401(k)s.

It doesn’t have to be like this. “Financial consciousness” is an awareness and understanding of how your finances operate within the ecosystem of your life. Like nature, money doesn’t operate in a vacuum. It affects nearly every aspect of our lives. It’s not only a direct reflection of the things we value, but our values as well.

Of course, decluttering isn’t just a physical process. Financial Consciousness helps remove modes of thought which no longer serves you -- worry about others’ opinions, self-criticism over past decisions, over-commitment, and, of course, the fear of scarcity. None of this serves you. Ridding your mind of these thoughts and belief systems is just as important as increasing your net worth.

Why?  Because wealth without prosperity does not lead to happiness and contentment. We have all heard the stories of wealthy, miserable people and joyous people who have kept their financial lives simple. Remember, your financial plan is utterly unique to you!

Kristina Kuprina (CA Insurance Lic. #0F11184) is a Registered Representative with, and securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Financial Planning may be offered through Sequoia Wealth Advisors & Investment Management Inc., a Registered Investment Advisor and separate entity from LPL Financial.